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Vadodara · Since 2016

From day-book to boardroom.
Your numbers, handled.

Books crunched in TallyPrime, pitch decks built for your IPO, financials your bank will approve, and GST filed before every deadline — one team for all of it.

10+
Years advising businesses
500+
Clients served
₹50Cr+
Loans facilitated
4.8★
Average client rating

Everything your books need, under one roof.

One dedicated team across compliance, reporting and advisory — so nothing falls through the cracks between your accountant, your auditor and your bank.

Most firms file your returns and disappear. We stay in the room — reading your numbers, catching risks early, and telling you what they mean.

Proactive

Ahead of every deadline

GST, TDS, advance tax and ROC dates are tracked and actioned before they reach you — no 11th-hour scrambles.

Plain-spoken

Advice you can act on

We translate compliance into decisions: what to pay, what to claim, and what it does to your cash.

Accountable

One team, one owner

A dedicated point of contact who knows your business — not a rotating queue of juniors.

Where Chartford began — and where it takes you.

The word Chartford carries a meaning we live by. A chart is a map — plotted with precision, corrected with experience. A ford is a crossing — the narrow point where the right guide is the difference between getting through and getting stuck.

So that is what we do: we chart your financial path and help you ford the rivers of India’s regulatory landscape — GST, income tax, FEMA, company law, MSME subsidies, payroll — without getting pulled under.

Founded in Vadodara in 2016 and rooted in Gujarat’s manufacturing and trading ecosystem, we’ve grown into a full-spectrum advisory firm trusted by 500+ businesses. Our edge isn’t only technical knowledge — it’s operational fluency. We work inside our clients’ operations, not just on their balance sheets.

708, 709 Bluechip Complex, Sayajigunj, Vadodara, Gujarat 390020

🔬Technical depth

Current on Income Tax Act 2025, FEMA NDI Rules 2026, MSME subsidy schemes and GST rules — so you don’t have to be.

🤝Integrity first

The full picture — including risks and limits — before you commit to any structure or scheme.

🏭Industry fluency

Real depth in medical devices, MSME manufacturing, exports and startups — not generic practice.

📈Growth partner

We measure success by our clients’ growth, not just compliance. Every engagement is outcome-oriented.

Run the numbers first.

13 free calculators built for Indian businesses — income tax, old vs new regime, GST, TDS, gratuity, SIP, subsidy eligibility and more. No signup.

🏠

Loan EMI Calculator

Business loans, home loans, MSME loans — calculate your monthly EMI

Monthly EMI
Total Amount Payable
Total Interest Payable
Principal Amount
📋

GST Calculator

Add or remove GST from any amount — all slabs

Base Amount (Pre-GST)
CGST
SGST
Total GST
Final Amount (with GST)
💰

Income Tax Calculator — FY 2026-27

Based on New Income Tax Act 2025 (New Regime)

Gross Income
Standard Deduction
Taxable Income
Income Tax
Surcharge
Health & Education Cess (4%)
Total Tax Liability
Effective Tax Rate
⚖️

Old vs New Tax Regime Comparison

Find which regime saves you more tax — FY 2026-27

OLD REGIME TAX
NEW REGIME TAX
Better Regime
Tax Savings
📌

TDS Calculator

Calculate TDS deductible under common sections — FY 2026-27

Gross Payment
TDS Rate Applied
TDS Amount
Net Payment to Deductee
🎁

Gratuity Calculator

As per Payment of Gratuity Act, 1972

Monthly Basic + DA
Years of Service
Gratuity Payable
Tax Exempt Limit
Taxable Gratuity
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Depreciation Calculator

WDV method as per Income Tax Act & Companies Act

⚠️

GST Late Fee Calculator

GSTR-3B, GSTR-1, GSTR-4 late filing penalties

Days of Delay
CGST Late Fee
SGST Late Fee
Total Late Fee
Interest @ 18% p.a.
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FD Returns Calculator

Maturity amount and post-tax returns on Fixed Deposits

Maturity Amount (Gross)
Total Interest Earned
TDS Deducted (10%)
Tax on Interest
Net Post-Tax Returns
🏛️

MSME Subsidy Eligibility Estimator

Get a rough estimate of government subsidies available for your manufacturing business

Interest Subvention Benefit (est.)
Capital Subsidy (CLCSS, est.)
Total Estimated Subsidy
Recommended Schemes
⚠️ This is an indicative estimate only. Actual subsidy amounts depend on scheme applicability, state-specific rules and approval. Contact Chartford for a detailed eligibility assessment.
📊

SIP Calculator

Systematic Investment Plan — estimate your mutual fund corpus over time

Total Amount Invested
Estimated Returns (Wealth Gain)
Total Corpus at Maturity
Absolute Return
⚠️ Mutual Fund investments are subject to market risks. Returns shown are estimates based on assumed rate. Past performance is not indicative of future results. Consult a SEBI-registered advisor before investing.
💹

Lump Sum Mutual Fund Calculator

Estimate maturity value of a one-time mutual fund investment

Amount Invested
Maturity Value (Gross)
Total Gains
Estimated LTCG Tax
Net Post-Tax Corpus
CAGR Achieved
⚠️ Mutual Fund investments are subject to market risks. LTCG tax calculated as per Finance Act 2024 rules. Consult a SEBI-registered advisor before investing.
💸

SWP Calculator — Systematic Withdrawal Plan

Plan monthly income from your mutual fund corpus in retirement

Starting Corpus
Total Amount Withdrawn
Remaining Corpus (End)
SWP Status
Max Sustainable Monthly Withdrawal
⚠️ SWP calculations are projections based on assumed returns. Actual returns may vary. Consider inflation impact on withdrawal value over time.

Free tools & resources

Genuinely useful, genuinely free — built by our team for accountants and Tally users.

Compliance insights, in plain language.

What changed in GST, income tax, FEMA, payroll and subsidies — and what to do about it.

Never miss a compliance deadline.

Our compliance calendar tracks every GST, TDS, income tax, ROC (Pvt Ltd), FEMA/RBI and payroll due date for Indian businesses — recurring, annual and event-based — with the current month and next 90 days highlighted.

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Client stories

Businesses across Gujarat trust us as their finance, tax and compliance team — a few words from the people we look after (client names kept private).

★★★★★
“They've handled our accounts and taxes since 2012 — always reliable, always a step ahead. It feels like having a finance department without the headcount.”
A long-standing clientManufacturing, Vadodara
★★★★★
“GST, TDS and every compliance filing — even the notices and litigation — are completely off our plate. We haven't missed a deadline in years.”
🧴Plastics manufacturerGujarat
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Frequently asked questions

Quick answers on our services, the documents we need, and key deadlines. Need something specific? Ask us directly.

Where is Chartford Consultancy located?
Chartford Consultancy is at 708–709 Bluechip Complex, Sayajigunj, Vadodara, Gujarat 390020. We work with businesses across Vadodara and the rest of Gujarat.
What services does Chartford Consultancy offer?
Income tax, GST, statutory and tax audit, MIS and virtual CFO, payroll, government subsidy and FEMA/RBI compliance — a complete outsourced finance function for manufacturers, exporters and growing businesses.
What documents are required for GST registration?
PAN and Aadhaar of the proprietor, partners or directors, a passport photograph, business-address proof (electricity bill or rent agreement with an NOC), bank proof (a cancelled cheque or statement), and constitution proof (partnership deed, certificate of incorporation or MOA). Companies and LLPs also need a digital signature.
What is the ITR filing due date for AY 2026-27?
31 July 2026 for salaried individuals and pensioners (ITR-1/ITR-2); 31 August 2026 for non-audit business and professional income (ITR-3/ITR-4, the extended date from AY 2026-27); and 31 October 2026 for taxpayers whose accounts require a tax audit under Section 44AB. A belated return can be filed up to 31 December 2026, with a late fee under Section 234F.
Do you serve businesses outside Vadodara?
Yes. We serve clients across Gujarat and the rest of India, working both remotely and on-site as the engagement needs.
How do I get started with Chartford Consultancy?
Book a free first consultation. We assess where your business stands and tell you exactly what’s possible — with no obligation. You can call, WhatsApp, or send an enquiry from this page.

Let's solve your next financial challenge.

Free first consultation. We'll assess where you are and tell you exactly what's possible — no commitment.

📞
Call / WhatsApp+91 9067 134 794
✉️
Emailcare@chartford.in
📍
Office708, 709 Bluechip Complex, Sayajigunj, Vadodara, Gujarat 390020 · View on map ↗
In India? Just add your 10-digit number after +91. Outside India? Replace +91 with your country code.